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Sector · European Fintechs and Neobanks

GDPR, PSD2, DORA.
All at once. Right now.

DORA has applied since January 2025. 92% of European financial entities outsource IT operations. Every external provider widens the risk surface that the regulator now requires you to document and oversee.

DORA cybersecurity · 24/7 SOC QA for KYC and payment flows Staff augmentation in 2 weeks Pentesting OWASP · PTES · NIST

Product speed against a simultaneous regulatory burden

DORA in force since January 2025, PSD2 brought under that same framework, the EU AI Act with critical phases up to December 2027. A team of 30 cannot handle all of this while keeping the product roadmap on track. Both goals are legitimate and simultaneous.

DORA in force ICT framework, register of providers, resilience testing

DORA requires documented ICT risk management frameworks, incident reporting within hours and active oversight of every external provider. 40% of companies dedicate more than seven full-time staff to this compliance. A lean team does not have that capacity in-house without sacrificing product delivery.

A bug in KYC or payments A financial regression can trigger a report to the regulator

Under DORA, a technical incident in critical flows comes with deadlines for reporting to the regulator. QA at the end of the sprint does not adequately protect these flows. The QA engineer needs to be involved in defining requirements, not in final validation.

Shortage of regulatory talent Backend + DevSecOps + DORA awareness: a profile in short supply

62.8% of EU companies report difficulties hiring ICT specialists. In fintech, where the profile must combine a modern stack with an understanding of the regulatory framework, the process can take four months. The roadmap will not wait.

Technical compliance without slowing product delivery

🔐

Cybersecurity under OWASP · PTES · NIST

Black-box, grey-box and white-box penetration testing of your financial infrastructure. 24/7 SOC with event correlation and contextualised alerts. DevSecOps integrated into the CI/CD pipeline. Reports with an executive summary for management and technical detail for engineering. Response SLA guaranteed by contract.

Pentesting 24/7 SOC DevSecOps Contractual SLA
🧪

QA for KYC, payments and financial APIs

The QA engineer joins at the sprint's requirements definition stage: they identify ambiguities before coding and define acceptance criteria for critical flows. Automation with Cypress and Playwright integrated into your pipeline. No regressions in production on flows the regulator supervises.

Cypress · Playwright PSD2 APIs · KYC From the sprint
👨‍💻

Staff augmentation: productive in 2 weeks

Backend, data engineering and DevSecOps profiles with a practical test and architecture review before presentation. We do not send CVs, we present assessed professionals. Structured 30/60/90-day onboarding. Free replacement if the fit is not right within the first two weeks.

Candidates in 48h 2-week onboarding €0 replacement
🗄️

Data Engineering for regulated financial analytics

Lakehouse architectures with Apache Iceberg and Delta Lake. Complete lineage with DataHub. Automated quality checks with Great Expectations at every stage of the pipeline. Data exclusively on EU servers, role-based access. Compatible with the audit requirements of the DORA register.

Apache Iceberg DataHub · lineage Data in the EU
24/7SOC · continuous monitoring
DORADocumented ICT framework
2 wksStaff augmentation up and running
SLAContractual incident response

Technical support and digital sovereignty audit

HT Kiire Internal L1 technical support

Frees engineering from recurring Level 1 tickets. Engineers get back to the product. No impactful action without explicit human approval. Slack integration planned. EU AI Act compliant.

In development · waiting list
Digital Sovereignty Audit 8 dimensions · NIS2 · DORA · Data Act

We map dependencies on external ICT providers, assess extraterritorial exposure and chart the path to compliance with the DORA register. Aligned with the European Commission's Cloud Sovereignty Framework v1.2.

In service
IT Sustainability ESG · CSRD for fintechs with European investors

CO₂ measurement across scopes 1-2-3 of your infrastructure, cloud right-sizing and CSRD reports with GRI and ESRS metrics. For fintechs reporting to investors with mandatory ESG criteria.

In service

The most demanding regulatory stack in Europe

We operate as an Estonian company under European law. DORA, the GDPR, PSD2 and the EU AI Act are not layers added after the fact: they are built into the design of every service and contract from day one.

GDPR PSD2 DORA NIS2 EU AI Act Data in the EU
Fintech and Neobanks

Is your DORA register documented and your SOC up and running?

European regulators have moved from education to enforcement in 2026. Within 48 hours we will present an initial assessment of your technical compliance gap.

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